If You Need a Construction Loan, We Have Your Solution
 

Residential Lending

Your home may be your greatest asset. That’s why, when it comes to a mortgage, you need the experienced professionals at Venture West Funding. Our knowledgeable team of loan officers will help structure financing to best suit your budget needs and financial goals. From start to finish, we are dedicated to providing you with superior service – including access to:

  • Multiple financing options to meet a wide array of needs

  • Competitive rates and fees

  • An extremely efficient process, and

  • Highly personalized guidance.


Property Types.

Our residential lending programs provide financing for:

  • Single-family Residence

  • 2- to 4-units

  • Planned Urban Developments (PUDs)

  • Condos

  • Second Homes

  • Investment Properties

Loan Programs.

  • Fixed-rate programs are available in varying terms
    Adjustable-rate
    mortgages (ARMs)

  • Intermediate ARMs (Fixed for 1, 3, 5, 7 or 10 years and adjust annually the remainder of the term)

  • Complimentary pre-approval programs let you know how much home you can afford

  • Conforming Mortgages for home buyers in need of a loan of $300,700 or less

  • Jumbo Mortgages for home buyers borrowing more than $300,750 and up to $10 million.

  • Construction-to-Perm programs provide the fundsto build and the ongoing permanent mortgage – all with one application, one approval and one closing. We also provide builder financing for spec homes.

  • Purchase and Remodel or Refinance and Remodel programs

  • Rate lock periods of 45, 60 or 90 days are available. If buying new construction, rate locks are available for up to 9 months with a float-down option

  • Financing alternatives for those with credit or documentation challenges

  • Home Equity Lines of Credit

  • Fixed Seconds


Contact us today for a complimentary home finance or refinance analysis. Call your local office (Los Angeles or Irvine) or
request a free quote online.

 

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Licensed as a Real Estate Broker by the California Department of Real Estate. License Number: 01254294. License information telephone (916) 227-0931