Loan Programs


Yes, we can and do finance up to 100% of the
FUTURE appraised value, often with no money from your pocket.

 





 

Our 8 most popular programs

  1- Single Close 30 year fixed rate loans at rates well under 7%**
  2- Single Close Owner-Occupied to $8.0 million
  3- Complete demolition with rebuild or major renovation/addition
  4- Stated Income, Owner-Builder Loans to $2.5 Million
  5- Projects already under construction, even up to 80% complete
  6- Cash Out on Vacant land to fund pre-construction costs
  7- Purchase Plus for buying before you have plans or a contractor
  8- Cash-Out or Cross-collateralization to establish additional equity

 

Construction Financing - Key Features:

  - Purchase or Refinance
  - New Construction, Major renovations, Complete Demolition with Rebuild
  - Owner Occupied, Single Family or 2-4 Units, Vacation and 2nd Homes
  - Investor (for rent)
  - SPEC (project built for sale)
  - Owner-Builder projects
  - Credit Scores as low as 620 (lower case-by-case)
  - No Income Verification / No Ratio loans
  - Hard Money, when necessary
  - 100% Financing up to $1.0 million, 95% to $1.5 million
  - 100% Financing to $ 8 million will cross-collateralization
  - Interest Reserve and Contingency available
  - Closing costs can often be financed

Land Program

  - up to 90% of appraised value
  - No Income Verification
  - Fixed and adjustable rate programs
  - Loan amounts up to $3.0 million
 

 
  **30 year fixed rate loan of $650,000 at 6.5%, 6.766 a.p.r. on 11/13/06  


PrivacyNotice:
All information forwarded or communicated to Venture West Funding, Inc. for the purpose of inquiring or applying for financing will be used strictly for use in the application, submission, underwriting, approval, document preparation and funding of your loan. The only marketing information you will receive will be directly from Venture West Funding, Inc. We never sell, trade or market client's personal or business information to any group, individual or entity.
META TAG GENERATOR AREA land loan, San Diego, Orange County, Bay Area, California, mortgage, spec loan, owner builder, Ty Kirkpatrick, Los Angeles, San Francisco, commercial, Newport Beach, Manhattan Beach, Malibu, Santa Cruz, San Jose, Napa, Sacramento, Monterey, Riverside, San Bernardino, Ventura, building loan, house, Santa Barbara, home construction loan, San Mateo, Santa Clara, Marin, apartment construction, income property,

 

 

Licensed as a Real Estate Broker by the California Department of Real Estate. License Number: 01254294. License information telephone (916) 227-0931